In principle, an instant loan – colloquially also called quick credit, express credit or lightning credit – is always suitable when you need money particularly quickly, ie to temporarily bridge financial bottlenecks.
If you want to apply for a loan from your house bank, you are usually invited to the branch for an advisory appointment. In a written application, all relevant data are entered and submitted to the bank advisor including proof of income, etc. The subsequent credit check can often take some time at the bank. If the credit check comes to a positive result, your credit is approved. However, it can still take a few days before the sum is actually paid into the account.
The process looks a little different with instant credit
This is also an ordinary installment loan. However, a large part of the work processes are replaced by online processes. This means that online instant loans have a drastic time advantage over bank loans. Shortly after you have applied for the instant loan online, you will receive a real loan decision as well as a free and non-binding loan offer. The loan amount will be paid into the account within a few days. It doesn’t matter what you want to finance with the loan. Whether car financing, new furniture or repairs on the house – with an online instant loan you are flexible and can freely decide on the purpose. Just like the bank loan, an online instant loan can be completely or partially redeemed at any time.
Fast and uncomplicated online loan application
This is confirmed daily by our customers, who rate the application process as very simple and understandable. Our customers also Georgina Clifts, smooth and solution-oriented processing of the loan application. Customer satisfaction is very important to us. That is why we not only ensure that our customers get their instant credit paid out quickly, but also contribute through fair and honest advice to ensure that our customers’ financial situation does not deteriorate or even become over-indebted. If, for example, a customer has several loans in progress and additionally applies for an additional instant loan from us, we take a close look at the overall financial situation and discuss whether rescheduling with an increase in the loan amount may make more sense than taking out an additional instant loan from another bank. It is particularly important to us that our customers can easily pay the monthly installments of the instant loan. Therefore,